I'm not sure if I mentioned it on here, or if it was just in a steam chat I was having yesterday, but the relegation playoffs are broken.
I found this xml on a German FM site that usually makes good stuff, and whilst this is very detailed (I could've loaded 10 tiers), they've made a mistake with the playoffs. They require squad registration, but the 3rd tier doesn't and doesn't let you register squads, so just like when I got to the promotion playoff to come up to this league, both me and the other regionalliga side had a squad of greyed out players, but the 2nd tier side that played the other regionalliga side, had a full squad. This means, that when I play a relegation playoff, I havea full squad against a bunch of grey players. Even if we ended up in that playoff, we'd almost definitely never go down.
The loan business is an interesting and annoyingly typical 'FM' one. For some reason, despite having all the nations surrounding Austria loaded, when I go to my scouting screen and look for the loan list, it almost exclusively shows me England based players and manual scouting for loan players is a pain in the arse.
Manual scouting is great if you want to do it. I pretty much exclusively just go around all the international sides and look through the setups. There were some great players in Australia too, but wage demands were just too high for me.
As a mini update to finances, I'll post this. We're now sitting 16k in the red, but I've figured out some of our problem. It's a bit of a double edged sword in reality.
Look at the tax column
The last column is last season, the 2nd last is this season.
So we've lost £1m this season which is obviously quite a bit of money, but 500k of that is tax that we never paid last season. We got hit with a tax bill because of the loan that brought us out of debt, and that same loan has put us back in to debt!
It's not great, but at least I can show myself that 500k of those 1m losses have been due to tax that wont be paid next season, whilst another 311k has been transfer spending which also wont happen next season. So whilst things aren't looking great, that realistically means that we could probably cut our losses to about £150k next season, which is definitely manageable